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The documents listed are provided as guidelines for Buyers and Sellers. All documents are in Adobe .pdf format and require Adobe Reader to be installed on your computer. Adobe Reader as a free down load at Adobe.com get_adobe_reader

Web Site Resources

Credit Union Consumer Facts, Click here

EnergyGuide.com www.EnergyGuide.com
Provides an easy way to assess energy use and get quick tips on saving energy.

Environmental Protection Agency, www.epa.gov
A one-stop shop for advice on testing for and mitigating pollutants, from lead paint to radon to mold.

Equifax, www.eqifax.com
A source of credit reports.

Experian (formerly TRW), www.experian.com
A source of credit reports.

Federal Citizen Information CenterClick here
Offers a list of consumer articles about home sales, financing, and maintenance.

Ginnie Mae, http://www.ginniemae.gov
Provides advice to buyers on affordability and homeownership, including calculators.

U.S. Department of Housing and Urban Affairs, http://www.hud.gov/buying/index.cfm
Offers advice to buyers on finance, fair housing, and more.

ImproveNet, www.improvenet.com
Provides links to contractors and architects for remodeling projects for buyers and repair services for sellers. For a small charge, buyers can use the site’s Estimators to determine how much renovating a property they’re considering would cost.

Moving.com  www.moving.com
Helps buyers and sellers with packing tips and timetables, online mover links, and places to store belongings so that homes look less cluttered.

REALTOR.com www.Realtor.com 
Offers consumer information for buyers and sellers as well as home listings and links to service providers.

Real Estate Buyer’s Agent Council (REBAC), http://www.rebac.net/hbk.html
Offers a homebuyer’s kit with useful information and checklists.

Trans Union Corporation, www.transunion.com
A source of credit reports.

Documents for both Buyers and Sellers

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Understanding Agency

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Documents for Buyers

8 Steps to Getting Your Finances in Order

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Budget Basics Work Sheet

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8 Ways to Improve Your Credit

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5 Factors That Decide Your Credit Score

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Your Property Wish List

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Tips for Finding the Perfect Neighborhood

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Tips on Buying in a Tight Market

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The Pros and Cons of Condos

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Questions to Ask When Choosing a REALTOR?

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10 Steps to Prepare for Homeownership

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How Big a Mortgage Can I Afford?

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7 Reasons to Own Your Own Home

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5 Common First-Time Homebuyer Mistakes

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10 Tips for First-Time Homebuyers

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10 Things to Take the Trauma Out of Homebuying

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How High Tech Is Your Home?

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Hidden Home Defects to Watch For

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Questions to Ask a Home Inspector

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What Your Home Inspection Should Cover

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How Comprehensive Is Your Home Warranty?

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10 Questions to Ask Your Condo Board

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10 Questions to Ask Your Lender

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10 Things a Lender Needs From You

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6 Creative Ways to Afford a Home

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Choices That Will Affect Your Loan

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5 Things to Understand About Homeowners Insurance

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10 Ways to Lower Your Homeowners Insurance Costs

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5 Things to Understand About Title Insurance

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What Not to Overlook on a Final Walk-through

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Common Closing Costs for Buyers

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What to Keep From Your Closing

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Tips for Packing Like a Pro

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Documents for Sellers

5 Things to Do Before You Sell

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Tips for Holding a Yard Sale

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10 Ways to Make Your House More Salable

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5 Ways to Speed Up Your Sale

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7 Steps to Preparing for an Open House

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10 Ways to Make Your Home Irresistible at an Open House

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7 Terms to Watch for in a Purchase Contract

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What You’ll Net at Closing

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Moving Tips for Sellers

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20 Low-Cost Ways to Spruce Up Your Home

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What Is Appraised Value?

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Understanding Capital Gains in Real Estate

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Does Moving Up Make Sense?

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Remodeling That Pays

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12 Tips for Hiring a Remodeling Contractor

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 Home  Buyers Market  Buyer Be Aware  About Us  Why use Buyer Agents  Resources  Our Community  Search MLS  Directions
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